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Buy now, pay later

Up to 180 days to pay your invoice thanks to our payment facility.

Preserve your cash flow

What if you could obtain Siemens products and technologies that your company needs without affecting your cash flow? It's possible. With Siemens EPT payment facility, you can bridge the gap between paying your Siemens invoice and receiving payment from your customers.

Easy financing

Our simple and flexible payment option will help you manage your projects, especially if they extend over several months. With Siemens EPT, you can benefit from longer payment periods, up to 180 days, each time you place an order with Siemens. This way, you don't need to tie up your cash flow while waiting to be paid by your customers.

Your benefits

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Up to 180 days to pay

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Can be used flexibly, according to your needs

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Preserved financing capacity

An infographic showing the benefits of Siemens Financial Services' Buy Now, Pay Later program.

Integrated into the Siemens ordering process

It's simple

When ordering from Siemens, you decide when to pay – up to 180 days.

An infographic showing the steps for a buy now, pay later option with Siemens.

Step 1 – Subscribe

Contact us to set up EPT.

A step-by-step guide for buying now and paying later with Siemens Financial Services.

Step 2 – Order

Select Siemens products and choose the "Buy now, pay later" option.

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Step 3 – Pay later

You have 180 days to pay.

Thanks to Siemens EPT payment facility, we can purchase Siemens technology with longer payment terms, up to 180 days. This has considerably simplified our purchasing process and improved our liquidity.
R. Hinz, Associate Manager, HINZ Steuerungstechnik GmbH

FAQ on the "Buy now, pay later" option with Siemens

When must payment be made?

For each invoice including the "Buy now, pay later" option with Siemens EPT, you decide when you want to settle it within a 180-day period.* Fees are calculated daily.

For which products is the "Buy now, pay later" option with Siemens EPT available?

You can use this Siemens EPT option for almost all Siemens products, except for software billed in advance.*

Is there an impact on existing contracts?

Siemens EPT constitutes an additional source of working capital, completely independent of your existing credit lines with your main bank.*

How can I get this option?

Siemens EPT will be added to your usual ordering process upon request. Then, you can simply activate it during your ordering process - for example, on Siemens Industry Mall / SiePortal.*

How much does this solution cost?

Fees are billed according to the payment agreement.*

What is my purchase limit?

During an initial consultation, we will define an indicative purchase envelope adapted to your needs.** Rest assured, this framework is flexible: you will only pay for what you actually use. If your needs evolve during the project and you need a larger envelope, it will be possible to increase this limit at any time.

How does this affect my liquidity?

Siemens EPT improves your liquidity, you don't have to pay in advance. No impact on your cash flow while waiting to be paid by your customers.

* Subject to file acceptance by the risk committee and availability.

** This indicative envelope does not constitute a commitment, either on our part or on the part of Siemens Bank, to you, and does not constitute acceptance of your payment delay requests.

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Our financing solutions

We give companies the means to finance technologies and innovations.

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